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Reply to Hellenic Capital Market Commission 23.03.2007

Following a query received form the Capital Market Commission dated March 21, 2007, with regard to articles of the financial press on 21/3/2007concerning the participation of  EFG Eurobank Ergasias S.A in the acquisition of 74,43% of the Polish credit card management company Polcard S.A., EFG Eurobank Ergasias S.A. announces that within the framework of the expansion of the Group’s operations it examines many investment opportunities, and in accordance with pertinent law, if a matter is considered could have a significant influence on the share price, makes the necessary announcements in due time and manner.