ESG Deposits is an innovative deposit solution for businesses. It allows you to place your business’ surplus liquidity into a time deposit that factors in ESG criteria. This way, you contribute to sustainable development projects, actively demonstrating your commitment towards a low-carbon and sustainable environment.
Choosing investments factoring in ESG criteria
We use funds raised under ESG Deposits to finance projects that promote sustainable development, driven by the ESG criteria (Environmental, Social, Governance).
All projects meet the eligibility criteria set out in the Eurobank Sustainable Finance Framework.
Information on our investment portfolio
We regularly monitor fund allocation for our entire investment portfolio funded through the ESG Deposits. You can find information on how we have allocated our total ESG Deposits portfolio on our website.
We aim to use the funds collected under ESG Deposits to finance specific sustainable development projects, within 6 months from the day you deposited the amount.
Place a minimum amount of €1 million for a fixed term of 6 or 12 months. You receive a certificate on the cash balances you have invested in ESG Deposits.
6- or 12-month fixed term
You may place your cash for a fixed term of 6 or 12 months in a new time-deposit account, which we open specifically for your ESG Deposits.
If you need to draw back funds before the maturity of your time deposit, you may make an early partial or full withdrawal. Your capital is guaranteed in all cases.
However, we ask that you inform your Relationship Manager at least 31 days before the potential withdrawal.
Capital and interest paid at maturity
The interest rate is fixed over the entire term of your time deposit. Capital and interest are paid at maturity.
If you wish to open a new ESG time deposit, contact your Relationship Manager to find out the current interest rates.
ESG Deposits certificate
Upon your request, you can receive a certificate on the cash balances you have placed in ESG Deposits.
This way you may easily include your ESG time deposit in your sustainable development agenda.
ESG Deposits availability
ESG Deposits are available for you to place your surplus liquidity until we raise the total amount we need to cover our targets.