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Payment of FY 2002 Dividend

ANNOUNCEMENT PAYMENT OF DIVIDEND FOR THE FINANCIAL YEAR 2002


ANNOUNCEMENT
PAYMENT OF DIVIDEND FOR THE FINANCIAL YEAR 2002

It is hereby announced that by decision of the Annual General Meeting of the Shareholders of EFG Eurobank Ergasias S.A. of May 19th 2003, the dividend for the financial year 2002 amounts to euro 0.47 per share.

Entitled to the dividend are all who were shareholders of the Bank after the close of the Athens Exchange on 19.5.2003. As a result, from Tuesday May 20th 2003, the share will be traded on the Athens Exchange without the right to dividend from the financial year 2002.

Shareholders may collect the dividend from any branch of the Bank from Monday 2.6.2003, upon presentation of their Identity Card.

The dividend of the shareholders who have appointed the Bank as operator of their securities account in the Dematerialised Securities System will be deposited in their accounts on Monday 2.6.2003.

For further information, shareholders are kindly requested to contact the Bank’s Shareholders Departmentof the Bank: 5, Santaroza Str., 105 64 Athens, tel. +30 210 33 57 158 and +30 210 33 57 159.

Dividends not collected within 5 years are cancelled in favour of the Greek State.

Athens, May 19th 2003
EFG Eurobank Ergasias S.A.