- The Great Moment for Education Awards.
- 9th Cycle of the egg enter•grow•go Programme.
- Energy Saving Bridge Financing Programme.
- Participation in the ESIF - EAFRD Greece Guarantee Facility.
Annual Report 2021 – Business and Sustainability
We are building a sustainable future
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2021 Highlights
- Issuing of €500 million in senior preferred debt.
- Sponsorship of Emilia Tsoulfa and Ariadne Spanaki sailing duo.
- Launch of the Moving Family Forward initiative for the demographic issue in Greece.
- Agreement for the merger of Eurobank’s Serbian subsidiary, Eurobank a.d. Beograd, with Direktna Banka a.d. Kragujevac.
- Acquisition of a 9.9% holding in Hellenic Bank.
- 2021 SSM Stress Test Results.
- Issuing of €500 million in senior preferred debt.
- €354,000 donation to the Hellenic Army Academy for the renovation of building infrastructure.
- Agreement between Eurobank Holdings and the doValue Group for a) the sale of 95% of the mezzanine and junior securitisation notes in the context of the securitisation of mixed pool of NPEs (Mexico transaction), and b) the servicing of the portfolio by the doValue Group.
- Vote of confidence in DESFA by the National Bank of Greece, Eurobank, Alpha Bank and Piraeus Bank. Signing of €505 million Common Bond Loan for the financing of the investment plan.
- Growth Awards 2021.
- Presentation of Eurobank’s transformation programme 2030 and launch of its new brand identity, signalling a new era.
- €750 million to support enterprises in Greek tourism.
- Completion of the sale of 95% of the mezzanine and junior securitisation notes in the context of the Mexico transaction.
- Ministerial Decision in relation to the provision of guarantee by the Greek State to the senior noteholders of the Mexico securitisation transaction, in favour of Mexico Finance Designed Activity Company, in the context of the Hellenic Asset Protection Scheme (Hercules Scheme).
- Completion of the merger of Eurobank’s Serbian subsidiary, Eurobank a.d. Beograd, with Direktna Banka a.d. Kragujevac.
- Strategic partnership with Worldline B.V. for the merchant acquiring business.
- Completion of 2 synthetic securitisations for a total €1.7 billion portfolio of performing SME and large corporate loans (Project Wave I and II).
- Acquisition of an additional 2.7% holding in Hellenic Bank.
- Launch of Eurobank ESG Deposits: €200 million raised for ESG Investment Financing.
10 Material Topics
1
Direct Economic Value Creation and Financial Performance
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 201-1
Link to the Sustainable Development Goals
2
Innovation and Digital Economy
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3
Link to the Sustainable Development Goals
3
Corporate Governance, Strategy, Compliance and Risk Management
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 205-3 / GRI 206-1 / GRI 419-1 / SASB FN-CB-510a.1 / SASB FN-CB-510a.2
Link to the Sustainable Development Goals
4
Customer Privacy and Data Security
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 418-1 / SASB FN-CB-230a.1
Link to the Sustainable Development Goals
5
Responsible Information and Protection for Clients
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 417-2 / GRI 417-3
Link to the Sustainable Development Goals
6
Operational Environmental Impact
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 301-1 / GRI 302-1 / GRI 302-3 / GRI 302-4 / GRI 306-3
Link to the Sustainable Development Goals
9
Diversity, Equity and Inclusion
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 405-1 / GRI 405-2
Link to the Sustainable Development Goals
10
Contribution in the Mitigation of Socio-economic Challenges for the Nation’s Future
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 203-2
Link to the Sustainable Development Goals
11
Economic Inclusion
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI FS 13 / GRI FS 14
Link to the Sustainable Development Goals
13
Climate
Indices
GRI 103-1 / GRI 103-2 / GRI 103-3 / GRI 305-1 / GRI 305-2 / GRI 305-3 / GRI 305-4 / GRI 305-5
Link to the Sustainable Development Goals
How we operate responsibly
- 6.8% NPE ratio, down from 14.0% in 2020.
- 16.8% Total Capital Adequacy ratio.
- €1 billion pledged in green loans and loans with sustainable features.
- €2.5 billion in green and sustainable bonds issued by Greek corporates with Eurobank acting as joint-lead arranger.
- 99.994% availability of all IT services, with more than 360 projects delivered.
- 71% of spending on local suppliers.
Discover our ESG Strategy, our ESG Partnerships and Initiatives, and our ESG Ratings and Performance.
- 35% drop in paper statements.
- 5.53% drop in total energy consumption compared to 2020.
- 4.13% drop in Energy Intensity Ratio compared to 2020.
- 100% of empty toner cartridges, waste electrical and electronic equipment, light bulbs and batteries recycled.
- 5.35% drop in total greenhouse gas emissions (CO2e) compared to 2020.
- 15.35% drop in paper supply compared to 2020.
- 100% use of PEFC label paper to meet the Bank's needs for A4 and A3 paper.
Discover our actions for the environment.
- 22% rise in volume of digital transactions, 13% rise in active users.
- 18-point rise in the Branch Network NPS Index compared to 2020.
- 97.1% of Group employees participated in learning activities with 535,074 learning hours.
- €591 million in financing to 5,792 small and medium businesses through the Cosme programme.
- €328 million in financing to 2,692 businesses through the Business Financing – TEPIX II, Sub-programmes 3 and 4.
- €511 million in financing to 4,777 businesses through the COVID-19 Loan Guarantee Fund by the Hellenic Development Bank.
- €132 million in financing to 4,913 small and medium businesses through the Cosme COVID-19 programme.
Discover our actions for society.
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We are building a sustainable future
View the Annual Report 2021 – Business and Sustainability and the UNEP FI PRB Progress Report
