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Reply to Athens Exchange Letter 17.10.2006

In response to the letter received from the Athens Exchange, with regard to a press article of the journal "CHRIMATISTIRIO" on 13/10/2006, EFG Eurobank Ergasias S.A. is not obliged to comment on estimates of journalists or analysts regarding Bank and Group financial results. Those interested are reminded that the 3rd quarter 2006 results will be announced on 31 October 2006, accompanied, as always, with the essential detailed information in order for the investors to have the complete picture of the progress of business of EFG Eurobank Ergasias S.A. and its Group.